Begin Simple

The best place to begin in getting control of your personal finances is to start small and begin simple.  We all have heard about people who make millions overnight, but almost none of us have met one of these people.  The truth is, a lot of what we find on the internet is hype or just plain lies.  The best place anyone can start in building or repairing their personal finances is to begin with those little things we all control and mastering those things instead of letting them master us.

We must decide.  Does our financial situation control us, or do we control it.  There are several simple things that we can do to begin with, and this BLOG is devoted to those, and many more, simple every day things that will make our lives better.

1. Live on a Budget

2. Look for deals and use coupons.

3. Find creative ways to build savings.

4. Do as many things as possible ourselves.

5. Regain the power of being self sufficient.

Let me tell you about myself before we begin this journey.  I am 38 years old.  Up until 2009 I had everything a person could ask for.  I had a wife, a beautiful little boy, we had good jobs, a nice house, a rental property, and nice cars.  I was doing far better than my parents were doing when they were at that stage in their lives.  Then my world fell apart.  My wife decided she didn't want to be married to me and refused to work on reconciling our marriage.  I walked away with only a rental property which I had to live in and a fifteen year old truck and absolutely no savings.  I literally found myself at 38 and starting over with nothing.  Each method I talk about in this blog are the things I did to begin to regain control of my finances and my life.  Was it easy?  Absolutely not.  Not then and even sometimes not now, but it is doable.

The power to change begins with a thought and then with action.  I am working on changing every day of my life.  Sometimes I succeed and sometimes I fail, but my thought remains constant; mastering the situation instead of the situation mastering me.  Where does the simple financial concepts that I offer come from.  Grandma's wisdom, the Bible, successful techniques used by everyday people, trial and error, or the wisdom of those who know more than I. The most simple place to start is admitting that there are those that know more than I do and learning.  Knowledge is power and I hope that you can find little gems of knowledge and wisdom here that can help you reshape your life and destiny.